Trust no one. Particularly text messages, even if it appears to be authentic from your bank.
A few universal reminders:
- Never give out your password. Legitimate organizations will not ask for them.
- Call the number you know for your bank or institution, not the one in a text message. There is one printed on your credit card or your bank statement.
- Fear (canceling your __), and a sense of urgency (do it right now or you will lose __), should trigger the “scam warning bell”. It is not too surprising that fear and urgency are leveraged by malicious actors to push you to reveal more than you should. Stay calm.